Understanding Insurance Premiums, Excesses and Prices

Why Every Company No Matter How Big Or Small Needs Business Insurance

If you are just starting out your company, you are probably focused on the problems immediately in front of you: attracting customers, organising supply lines and paying off all of your bills. However, something that many small businesses in particular ignore is the importance of insurance when first starting out. With so many uncertainties moving forward in the Australian economy, business insurance has never been more important for any company, no matter how big or small. Read More 

3 Types of Insurance Coverage You Need for a Bed and Breakfast

If you own a property in a desirable area for business or leisure travellers, opening a bed and breakfast can be a great low-cost, high-margin business venture. However, if you don't get the right insurance and something goes wrong, you'll quickly find yourself with very expensive lawsuit or property repair costs that could financially ruin your business for good. Thankfully, as long as you have business insurance, you can rest assured that you'll be able to financially handle any problems thrown your way. Read More 

Why Every Business Should Consider Tax Audit Insurance

When you are in charge of a growing business, you need to keep your wits about you. While you must try to keep ahead of your competition, you must also identify and fix any weaknesses that you may have and be prepared to head off any threats before they materialise. In this case, your business insurance broker may be one of your best friends, but you should always ask them if you are properly covered. Read More 

Workers Compensation: Understanding the Common Potential Claims

If you have employees in your young business, you are legally required to have workers compensation insurance. This type of commercial coverage is essential for both your company and the employees. In simple terms, the insurance will provide financial benefits to your workers in case they are involved in an accident or contract a disease when working. You and your business will be protected from financial and legal liabilities related to such incidents. Read More 

Public liability for clowns and other children’s event entertainers

If you are a children's event entertainer it's extremely important that you maintain public liability insurance. Public liability insurance specifically covers you in case, in the course of your normal business, you cause damage to people or property. Here are 3 specific reasons you need to make sure your public liability is up to date. Limitations on homeowner's public liability insurance Many in-home performers believe that the homeowners insurance includes public liability, however public liability insurance through a homeowner's insurance policy will not cover you for any injuries that occur while you are running your business in the home. Read More